Disclaimer

This website is owned and operated by Sellery Health Insurance Services (“we,” “us,” or “our”).

This Disclaimer applies to your use of this website and the information, resources, and services made available through it.

By using this website, you acknowledge and agree to this Disclaimer, our Terms & Conditions, and our Privacy Policy.

For Informational Purposes Only

The information provided on this website is intended for general educational and informational purposes.

Information regarding health insurance, life insurance, Medicare, insurance terminology, coverage options, benefits, costs, enrollment, and related subjects is provided to help visitors better understand available insurance options.

Website content should not be interpreted as a guarantee of coverage, eligibility, benefits, pricing, carrier availability, or approval for any insurance product.

Insurance Information

Insurance products and services are offered through appropriately licensed insurance agents.

Insurance products, premiums, benefits, eligibility requirements, provider networks, formularies, exclusions, limitations, and availability vary by carrier, plan, geographic area, and individual circumstances.

Information appearing on this website may change as carriers, regulations, plan options, and insurance markets change.

Visitors should review official plan or policy documents before making a final insurance decision.

Submitting a form, requesting a quote, or communicating with Sellery Health Insurance Services does not guarantee that insurance coverage will be available or approved.

Coverage is not effective unless and until all applicable requirements are satisfied and coverage is issued by the applicable insurance carrier.

Medicare Disclaimer

Medicare plan availability, benefits, premiums, provider networks, prescription coverage, and other plan features may vary by plan and geographic area.

Not Legal, Tax, Financial, or Medical Advice

Nothing on this website is intended to provide legal, tax, financial, or medical advice.

Insurance decisions can involve individual financial, tax, healthcare, and legal considerations. You should consult an appropriately qualified professional regarding questions that fall within those areas.

No Professional-Client Relationship From Website Use

Simply visiting this website, reading its content, submitting a general inquiry, or using information made available through the website does not by itself create an insurance contract or guarantee an agent-client relationship.

Any insurance relationship, application, or coverage is subject to the applicable process, carrier requirements, and policy terms.

Personal Responsibility

You are responsible for evaluating the information provided through this website and determining whether an insurance product or coverage option is appropriate for your individual circumstances.

You should carefully review insurance plan documents, costs, exclusions, provider networks, prescription coverage, benefits, and limitations before enrolling.

No Guarantee of Results

Sellery Health Insurance Services does not guarantee that a particular insurance plan, premium, benefit, savings amount, carrier, provider network, prescription benefit, or coverage option will be available to every person.

Individual results and available insurance options will vary based on factors including eligibility, location, age, household circumstances, carrier requirements, and applicable laws and regulations.

Client Testimonials and Reviews

This website may display reviews or testimonials from clients regarding their experiences with Phillip Sellery and Sellery Health Insurance Services.

Testimonials and reviews represent the experiences and opinions of the individuals providing them.

They should not be interpreted as a guarantee that another individual will receive the same experience, outcome, coverage, savings, or results.

Third-Party Websites

This website may link to websites or resources operated by third parties, including insurance carriers, HealthMarkets, Medicare.gov, social media platforms, scheduling providers, or other organizations.

Sellery Health Insurance Services does not control third-party websites and is not responsible for their content, privacy practices, accuracy, security, availability, or terms.

A link to an outside website does not necessarily constitute an endorsement of all information, products, or services available through that website.

Accuracy of Information

We make reasonable efforts to provide accurate and useful information.

However, insurance rules, plan availability, premiums, benefits, regulations, carrier requirements, provider networks, and other information may change.

We do not guarantee that all information on the website will always be complete, current, or error-free.

Visitors should confirm current plan details before making insurance decisions.

Contact Forms and Communications

Information submitted through this website is handled in accordance with our Privacy Policy.

By providing your name and contact information, you may be expressing consent to receive communications from a licensed insurance agent with HealthMarkets and Sellery Health Insurance Services, including phone calls, text messages, and emails concerning insurance products and services.

Providing consent to marketing communications is not a condition of purchasing a product or service.

Please review our Privacy Policy for additional information regarding the collection and use of personal information.

Changes to This Disclaimer

We may update this Disclaimer periodically to reflect changes to the website, services, business practices, or applicable requirements.

The date shown at the top of this page indicates when this Disclaimer was most recently updated.